Your money has
risks you can't see.
AI-powered risk analysis that finds hidden dangers in your portfolio and spending — explained in plain English.
Find what your money
isn’t telling you
One number that changes everything.
Your entire financial picture distilled into a single 0–100 risk score. Concentration, correlation, volatility — all analyzed. Our AI explains what’s driving the number and exactly what you can do about it.
See what your investments are actually doing.
Live prices, real-time P&L, and performance comparison against the S&P 500, NASDAQ, and Dow Jones. But more importantly — see where you’re overexposed and which holdings are dragging you down.
⚠ 74% concentrated in tech sector
Ask the questions you’re afraid to ask.
"Am I too exposed to one sector?" "Where’s my money leaking?" "What happens if the market drops 20%?" Fin analyzes your real data and gives you honest, plain-English answers — not generic advice.
Yes — 74% of your portfolio is in technology. If the tech sector drops 15%, your portfolio could lose approximately $4,200. Consider diversifying into bonds or international ETFs.
One plan. Everything included.
No tiers to compare. No features locked behind paywalls.
Just full access from day one.
FinRiskAI Pro
Everything you need to understand your financial risk
Billed annually at $99
Everything included
- Unlimited spaces & accounts
- AI financial advisor (Fin)
- Risk scores & portfolio analysis
- Live prices & performance tracking
- Budgets with overspending alerts
- 15+ currencies supported
- Shared spaces for families & partners
- Priority support
Risk-Free Guarantee
Try it free for 14 days. If it doesn't change how you see your money, cancel before you're charged. No questions asked.
Questions? Answered.
Still have questions?
Contact SupportYour Financial Risk Score
Moderate-High Risk
above optimal risk range
Save to invest
€350 / month
Without increasing your current risk level
Your portfolio concentration and thin cash buffer are the primary risk drivers. Diversifying 20% of your tech allocation would reduce your score to ~56.
Investment Risk
High concentration in single sector amplifies volatility impact on net worth
Diversify portfolio
Debt Pressure
21%
Monthly debt obligations €460 — within safe threshold, leaves room to invest
See debt breakdown
Cashflow Risk
2.5 months
Emergency fund covers only 2.5 months — below the 3-month minimum
Build buffer
Risk Alerts
Tech concentration rose to 61% — sector rebalancing recommended
Buffer dropped from 3.1 → 2.5 mo after this month's expenses
Debt pressure stable at 21% — no action needed
Debt pressure stable at 21% — no action needed